Cassence / the agentic finance OS

Meet Cass, your agentic CFO that makes sense of your cash.

Cass reads your books every night, so you don’t have to. Hand over your Excel sheets, bank statements and ledgers from Tally or Zoho Books once, and Cass tells you what’s wrong, why, and what to do about it.

one handover to start / read-only / encrypted with your own key

LedgerLoop Technologies agent reading
last nighttook
02:00:11read 1,097 entries · Tally, Excel1.2 s
02:00:12matched 249 bank lines · HDFC0.8 s
02:00:13ran 24 CFO checks0.3 s

reads whatever you keep your money in

  • XLSExcel sheets
  • PDFBank statements
  • TLYTally
  • ZBZoho Books
  • CSVLedgers
  • GSTGST returns
  • PAYPayroll
  • INVInvoices

Give us the data once.

Excel sheets, bank statements, Tally, Zoho Books, payroll, GST. Hand over whatever you keep your money in. Cass reads it, cleans it, matches it, and keeps reading every night after. You never export, tag or tidy a thing again.

  • Excel412 invoices, 38 customers
  • Bank249 bank lines, all matched
  • Tally64 ledgers, 1,097 entries
  • Zohobills and payments, live
  • Payroll24 people, 3 months
  • GSTinput credit checked
XLSXsales_register.xlsxExcel
PDFHDFC_statement_Sep.pdfBank
XMLtally_ledgers.xmlTally
APIZoho BooksZoho
CSVpayroll_q2.csvPayroll
JSONGSTR-2B.jsonGST
Diagnosis ready6 sources read · 24 checks · 4 problems
  • Runway is short Act this month4.3 months
  • TDS deposit due Act this month7 Oct
  • Paying twice for CRM Watch₹88,000
  • One customer, half the billing Watch47%

Most of a CFO’s job is noticing.

Every night Cass reads every entry across every source, runs the 24 checks an experienced CFO would run, and tells you what it found in plain words.

01

It reads every rupee

Invoices from Excel, ledgers from Tally, bills from Zoho, lines from every bank statement. Matched, sorted and checked, without you lifting a file.

reading now1,097 entries · 6 sources
TallyVardhan Retail LtdInvoice INV-2291+₹4,12,000matched
HDFCAWS IndiaCard payment−₹1,86,340categorised
ExcelSalaries, SeptemberPayroll run−₹14,20,000matched
ZohoHubSpotBill BL-0932−₹32,000flagged
HDFCMeridian FoodsNEFT received+₹2,40,500matched
TallyTDS payableJournal JV-118₹16,500due 7 Oct
ZohoZoho CRMBill BL-0933−₹28,000flagged
ExcelOffice rentOctober−₹2,10,000categorised
02

It names the problem

Not a chart to decode. The cause, the customer or vendor behind it, and what you can do this week. You read it in a minute.

CassMon 06:30
03

It shows its working

Every figure opens to the entries behind it. Nothing is estimated by AI. It is your own books, added up.

monthly spend, ₹ lakhevery bar opens to its entries
AprMayJunJulAugSep

Fluent in Indian books.

GST owed on invoices nobody has paid yet. TDS locked with your clients. The 45-day rule for MSME suppliers. Advance tax. The things that actually catch Indian companies out.

One read, every rule

Your ledgers, your bank and the tax calendar are checked together, so a GST bill is weighed against the cash you actually have.

GSTTDSTallyBankMSMEAdv. tax₹

Due dates that know your numbers

Reminders a week ahead, with the amount from your own books, and quiet once it’s paid.

TDS deposit7 Oct · ≈ ₹16,500
GSTR-1 filing11 Oct · filing
PF and ESI15 Oct · if it applies
GSTR-3B and GST20 Oct · estimate ready

A Monday, seen by Cass.

The screen you open with your morning chai: what changed overnight, what needs you, and what can wait.

money in this week, by daynext read tonight 02:00
mon
tue
wed
thu
fri
sat
sun
runway
0.0months

at the recent burn rate

who to call

0%

of billing is one customer: Vardhan Retail

due this week
  • TDS deposit7 Oct₹16,500
  • GSTR-1 filing11 Octfiling

reminders set, amounts from your books

where it went, last 3 months
payroll
software
marketing

Your books, untouched.

It sees everything and changes nothing. That is the deal a CFO makes with a company, and it is the one we make with yours.

  • 02:00:11Tally ledgersread
  • 02:00:11sales_register.xlsxread
  • 02:00:12HDFC statementread
  • 02:00:12Zoho Booksread
  • 02:00:14changes made0

Read-only, always

Cass reads Tally, Zoho and your bank files. It never writes to them, never moves money, never edits an entry.

write access: none

Your own key

Each company's data is encrypted with a key of its own, so one company's books can never be read with another's.

AES-256-GCM, per company

Calculated, never guessed

Every figure is added up from your entries. AI explains the numbers. It never invents them.

figures written by AI: 0

Gone in one step

Delete your company and everything goes with it: files, entries, reports.

delete: one step

Every client. One morning.

For chartered accountants and finance teams: see which companies need you before they call. The same diagnosis, for every company you look after.

clientneeds youtop problem
Brightpath AnalyticsServices1 this week3 this month3 watchFreelancer costs are 52% of billing
Kesar & ClayD2C2 this month1 watchAmazon now pays in 39 days, was 15
LedgerLoop TechnologiesSaaS1 this month3 watchRunway is 4.3 months

What a CA sees on a client’s screen today, and early access to the board

Questions, answered.

What founders and accountants ask before they hand over their books.

What is an AI CFO?

An AI CFO does the reading a chief financial officer does. It goes through your books every night, works out cash, burn and runway, and tells you what needs you, why, and what to do about it. Cassence is the agentic finance OS that does this for startups and growing companies, and its agent is called Cass.

What do I need to give it?

Whatever you have: Excel or Google Sheets (a sales register, expenses, a cash book or a full ledger), bank statements as PDF, CSV or Excel from any bank, a Tally export, or Zoho Books connected read-only. You hand it over once, and you see how every sheet was read before anything is saved.

Does it work with Tally and Zoho Books?

Yes. Tally works from its Day Book export (XML). Zoho Books connects once, read-only. Excel or Google Sheets and bank statements work on their own too, so you don't need accounting software to start.

Is my financial data safe?

The agent is read-only: it never writes to your books, never moves money and never edits an entry. Each company's data is encrypted with its own key (AES-256-GCM), and deleting your company removes everything in one step.

Does the AI make up numbers?

No. Every figure is added up from your own entries. AI explains the numbers in plain words; it never invents them.

What does it check?

24 checks a CFO would run, written for Indian tax rules: runway, rising burn, overdue invoices, days to get paid, customers paying slower, dependence on one customer, falling revenue, gross margin, marketing efficiency, delivery costs, paying twice for the same tool, payroll against revenue, inventory, supplier bills, bills to check before paying, payment gateway fees, gateway money missing from the bank, GST and TDS due dates, and TDS waiting for refund.

Does it replace my CA or accountant?

No. It tells you what needs attention and why; filing and sign-off stay with your chartered accountant. CAs use it too: the same diagnosis for every client company, so they see who needs them before the client calls.

How soon do I see my first diagnosis?

The next morning. Cass starts reading the moment your books land, and reads them again every night after that.

What to send

  • Excel sheetssales, expenses, payroll
  • Bank statementsPDF, CSV or Excel, any bank
  • Tallyledger export
  • Zoho Booksconnect once, read-only

Whatever you have. Cass sorts out the rest.

what now

See your company the way a CFO would.

Send your books over once: Excel, bank statements, Tally or Zoho Books. Cass starts reading the moment they land, and your first diagnosis is waiting the next morning.